This scheme is open to members of Blanchardstown & District Credit Union to improve the energy efficiency of their home (once it was built prior to 2006), either by insulating the roof or walls, upgrading the heating or by making a number of recommended energy saving improvements.
with other lenders, the Credit Union will request information about your income, employment status, living costs and existing loan repayments to help decide whether you can afford to repay a loan. An ICB enquiry is another source of information relevant to a lending decision. Blanchardstown & District Credit Union Limited is a member of the Irish Credit Bureau (I.C.B). We will request the Loan Applicant’s consent to run credit checks and make our obligatory returns as members of the I.C.B.
A credit agreement, once signed, is a legally binding contract between the member taking out a loan and Blanchardstown & District Credit Union Limited. The agreement contains the Terms & Conditions under which a loan will be issued and under which it must be repaid by the member. By signing the Credit Agreement, a member agrees to be bound by its Terms and Conditions.
The majority of loan applications are assessed on the day we receive the supporting documents from you. Sometimes it can take a little longer. If it does, we will keep you informed every step of the way