Loans
Is there a fee for paying my loan off early?
No. You can make extra payments or pay off your loan in full at any time with no additional charges.
No. You can make extra payments or pay off your loan in full at any time with no additional charges.
Who can apply for a loan under ProEnergy Home Loan Scheme?
This scheme is open to members of Blanchardstown & District Credit Union to improve the energy efficiency of their home (once it was built prior to 2006), either by insulating the roof or walls, upgrading the heating or by making a number of recommended energy-saving improvements. Find out more HERE
Will a credit history check affect my ability to get a loan?
A credit history enquiry is a source of information relevant to a lending decision. Blanchardstown & District Credit Union uses the Central Credit Register (CCR) to carry out credit history checks. We will advise of the need to carry out a credit history check and make obligatory returns to the CCR on existing borrowers. The results of a credit history check can determine whether or not a loan is approved.
Who can apply for a loan from your credit union?
You need to be a member to borrow from us. You need to live or work or study in Dublin15 to become a member. Find out how to become a member or join online today HERE
What is a Credit Agreement?
A credit agreement, once signed, is a legally binding contract between the member taking out a loan and Blanchardstown & District Credit Union Limited. The agreement contains the Terms & Conditions under which a loan will be issued and under which it must be repaid by the member. By signing the Credit Agreement, a member agrees to be bound by its Terms and Conditions.
How long does it take to get a decision on a loan application?
The majority of loan applications are assessed on the day we receive the supporting documents from you. Sometimes it can take a little longer. If it does, we will keep you informed every step of the way
What if I want to repay my loan back early?
No problem. There are no penalties or fees for early repayment of a loan.