We lend. You live.

We are here to help you get to college, get behind the wheel of your first car, make those home improvements, pay for your wedding, or go on that amazing holiday you’ve been dreaming of!

SEE OUR LOANS

Why Borrow From Us?

Most financial institutions, which lend money, are in business primarily to make a profit on the transaction. Blanchardstown & District Credit Union Limited is different because we are in business solely to help our members. Credit Unions have a reputation for taking a positive approach to lending.
Rather than looking for reasons to turn down a loan, credit unions are more likely to look for conditions that make the loan possible.

  • No hidden fees or transaction charges
  • Easy application process and speedy decisions
  • Flexible repayments - no penalty for paying off your loan early
  • Interest is charged on the reducing balance of the loan – the quicker you repay your loan the less interest you pay
  • Repayments are tailored to meet members’ own personal circumstances within a certain time frame
  • Loans are insured at no direct cost to the eligible member (subject to T& C)
  • An Interest Rebate of 10% was approved by the Board in 2017. In effect, members received a refund of €10 for every €100 interest paid in that year in the form of a cash payment to the member’s account in December (Note: the interest rebate is at discretion of the Board of Directors)

Absolutely best and friendliest staff members ever. I have had such a pleasure dealing with this credit union throughout my saving and loan process.
It was so easy to apply and the staff member appointed to me could not of been more helpful! Made my day, not just for loan approval, but for dealing with lovely people.

Katie

We Value Relationships and Believe People Come First

We exists to help people, not to make a profit. The Credit Union will be there for you during the good times as well as the more challenging ones. We aim to assist members to become better educated consumers of financial services.

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Thinking Of Changing Your Car?

Whether you're thinking of an old classic or a brand new car our loan can help you finance it. Start an application online in less than a minute.

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