Unveil your perfect car!
We have just announced a major loan interest rate sale for car loans between €5,000 and €35,000 for all loan applications made up to the end of August 2019.
This will appeal to all members that are thinking of buying a new or used car. This represents a 2% drop in the normal rate, dropping from 8.95% (9.33% APR*) to 6.95% (7.18% APR*) for all loans from €5,000 and €35,000.
The loan term available is between one and five years and interest is still calculated on the reducing loan balance – the quicker you repay your loan the less interest you pay.
Benefits of a Credit Union Car Loan.
» As with all credit unions loans, there are no administration fees or hidden charges.
» People have the flexibility to pay off lump sum or clear the loan early without penalty
» Loan Intrest CashBack (loan Intrest Rebate), if available, will apply to this loan at the end of the financial year; further reducing the already great rate on the loan.
» High loan approval rating of 97%
» We offer flexible repayment options (weekly, bi-weekly, monthly)
» You own your car straight away (unlike PCP finance)
» No balloon payments
» No deposit required
» No restrictions on what car you can buy
» Up to 100% finance available
» Free loan protection insurance (subject to T&C)
Who can apply?
To apply for a loan with us you need to become a member. Not a member? Not a problem! Anyone who works or live in Blanchardstown & District (see map) can join anytime and apply for a loan on the same day. You would need to bring some paperwork with you.
Repayment example
A loan of €10,000 over 5 years with 60 monthly instalments costs €197.78 per month at a variable rate of 6.95% (7.18% APR*).
Cost of credit is €1,866.16. The total amount you pay is €11,866.16.
Get in touch
We are located on Clonsilla Road in Blanchardstown Village (see location), open Mon-Sat and through lunch every day.
You can also email us at loans@blanchardstowncu.ie or phone 01 820 3555
To start your application online CLICK HERE.
*APR stands for Annual Percentage Rate. This is a variable rate loan. This rate is applicable only for all approved loans of minimum 5,000 EUR and a maximum of 35,000 EUR which were applied/drawn down with/from Blanchardstown & district Credit Union between 1st of July 2019 and 31st August 2019. This rate applies to new loans only. Representative example and variable rate of 7.18% APR are correct as at 31/05/2019 and are subject to change. Loans are subject to approval. Terms and conditions apply.
WARNING: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.
WARNING: The cost of your monthly repayments may increase.
Blanchardstown & District Credit Union is regulated by Central Bank of Ireland.